Financial decision paths
Start with the question you are actually trying to answer.
Each path explains which facts can materially change an AI answer, which safeguards belong in the prompt, and how to recognise an answer that is still too generic. FinCase structures the case; it does not choose a financial outcome for you.
Turn “What should I do with this cash?” into an answerable case. Structure a cash-allocation question for ChatGPT, Claude, or Gemini across liquidity, planned spending, debt repayment, saving, and investing. Compare debt repayment and investing without hiding the assumptions. Build a structured debt-versus-investing prompt using debt rates, liquidity, time horizon, downside capacity, and country context. Build an emergency-savings question around the household risk, not a slogan. Structure an emergency-fund prompt using essential expenses, income stability, dependants, access to credit, and competing goals. Protect a home-deposit decision from hidden timing and loss assumptions. Create a structured home-deposit prompt covering target amount, purchase costs, timing flexibility, liquidity, and acceptable loss. Make the spending-versus-saving trade-off explicit. Structure a spending, saving, or investing decision around urgency, reversibility, safety reserves, debt, and future alternatives. Ask AI about the whole portfolio, not only the next contribution. Build a portfolio-review prompt that includes current holdings, concentration, liquidity needs, restrictions, and active rebalancing checks.